Annuity
An annuity is retirement product that can help protect you against the risk of outliving your assets. It is a contract between you and an insurance company. Pinetree only contracts with insurance companies that offer fixed or indexed annuities, which means you will never lose your principal to market declines. Annuities can also offer great tax advantage since contributions are tax-deferred until they are withdrawn, usually at retirement. An annuity can be used to provide an income stream for a specific number of years or for life. Some insurance companies offer lump sum distribution as well.
To find our if annuities are right for you, contract our pressure-free professional for a review of your retirement goals.